Banking and Finance

Every business needs finance

At the point of start-up, an injection of capital can pay for equipment, premises and promotion. As the enterprise scales and succeeds, funds can help to support expansion – be it locally, nationally or even globally.  From a borrower’s perspective, the goal is to reach a deal that strikes the balance between control and security. From a lender’s perspective, a business is only worth funding if it meets their desired risk-and-reward profile. In an increasingly competitive market, both players are looking to capitalise on opportunities to generate returns. Together, they keep the commercial world turning.

While their perspectives may differ, their need for dedicated lawyers with knowledge in the field of banking and finance law is the same.

While some may prove straightforward, finance transactions are typically complex due to a continually changing economic climate and an ever-evolving regulatory landscape. When it comes to banking and finance law, businesses need practical solutions. The good news? Our highly qualified team of banking and finance lawyers are just a phone call away. In many cases, legal issues of this nature may extend into areas such as corporate law and commercial property. In situations that see transactions take a turn, we can call upon our knowledge in dispute resolution, tax, restructuring and insolvency to achieve the best possible outcome.

Our banking and finance lawyers bring experience across the full scope of domestic and cross-border financial transactions. Renowned for our pragmatic approach and responsive team, we draw on deep product knowledge to develop solutions that work for our global client-base. Whether you are a lender or borrower, we’re here to help.

Knowledge

When it comes to the sale, purchase and financing of private and business assets, each transaction is different and therefore requires comprehensive advice from a legal team with strong corporate and finance experience. You can count on our lawyers to provide the commercially-focused advice you need at every stage of the process.

Risk is part and parcel of business life, but some chances aren’t worth taking. Business insurance is designed to protect your company from a wide range of risks and provide cover for unforeseen legal costs including employment tribunals or commercial contract disputes. Our banking and finance team are on hand for pragmatic legal advice through the full spectrum of insurance-related issues – from direct agreements, undertakings and underwriting to brokerage, compliance and covenants.

As a commercial entity looking to acquire property for your business, seeking legal advice is essential in securing the right vehicle for your deal. We can offer you dedicated support from a heavyweight team of property finance lawyers who understand the market lenders’ requirements and can ensure the transaction meets your timescales.

Cash flow is the lifeblood of every business. However, when a debt goes unpaid, recovering the money owed is a difficult and often highly delicate task. Leave it to our banking and finance lawyers: we will lift the burden of chasing payment and work sensitively with your clients to recover outstanding debts.

In a fast-moving regulatory landscape, businesses of all sectors and sizes benefit from guidance through the compliance maze – particularly when it comes to banking and finance transactions. Whatever your commercial objectives, our lawyers can assist on the full range of regulatory matters to keep your business clean and compliant at every step.

From mortgages and charges to pledges and liens, our banking and finance lawyers will seek to gain a thorough understanding of your finance needs to provide critical guidance through the drafting and negotiation of security documentation.

In today’s increasingly complex markets, structured finance products continue to evolve in practice and regulation. That’s where our corporate finance team comes in. When it comes to implementing practical solutions that meet your needs, we have a dedicated team ready to advise you on the commercial, insolvency, and tax law aspects of structured finance and securitisation deals.

For further information or to discuss a matter please telephone +1 202 263 3651 or click here to email us.

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